Protecting Your Privacy
At North Central Trust Company, earning and keeping your trust have always been guiding principles at the heart of our business. We are committed to protecting the personal and financial information that you have entrusted to us. In accordance with Federal privacy regulation, we wish to share with you the policies and practices we follow to ensure that your information is safeguarded.

Our Pledge To You
We consider it a great privilege to serve your financial needs and we appreciate the confidence and trust you have placed in us. As we serve your financial relationship, we pledge to:

• Respect the confidential nature of the information provided us;
• Limit the collection and use of customer information to that which is necessary to service your accounts, administer our business, or inform you of our products and services;
• Educate our employees to reinforce the importance of customer privacy; and
• Maintain appropriate security standards, procedures and policies to protect information about you.

The Information We Collect
North Central Trust Company collects nonpublic personal information about you from the following sources:

•  Information we receive from you on our application or other forms;


•  Information about your transactions with us; and


•  Information about your transactions with nonaffiliated third parties.

The information we collect is used to service and administer your accounts and to respond more accurately and efficiently to your requests. It may also be used to identify you in order to protect against fraud and guard against unauthorized access to your account.

Keeping Information Safe
To ensure the security of your information, North Central Trust Company does NOT disclose any nonpublic personal information about you to anyone, except as permitted by law. In addition, our internal Code of Confidentiality is strictly enforced. Access to your personal and account information is restricted to only those North Central Trust Company employees whose job responsibilities require it in order to provide you with products and services.

Furthermore, we maintain sophisticated technology and security measures to protect your information. Our physical, electronic and procedural safeguards comply with federal regulations to guard your nonpublic personal information.

Ongoing Commitment To Privacy
If, in the event that you decide to close your account(s) or become an inactive customer, North Central Trust Company will continue to adhere to the privacy policies and practices as described in this notice.

Thank you for the opportunity to serve you! Your relationship and trust are very important to us. Please be assured that we will abide by our policies and procedures to protect your information.

If we can be of further service to you, please contact us at (608) 782-1148.

**Security Notice**

NCTC will never request your account number, password or other personal information by unsolicited email. If you receive such an email, which appears to have come from NCTC, do not attempt to respond to it. Instead, please contact us immediately, before disposing of the email.